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Peer to peer lending

first settlement with non-bank lender illustrates DOJ’s commitment to its ‘anti-redlining initiative’ | K&L Gates LLP

Richard N. Pangburn Aug 5, 2022
Corporate bonds

The WTW index shows a rather positive second quarter for global…

Bank overdrafts

297,000 current accounts opened with Irish banks this year

Personal loans

The 10 Best Cities to Build Your Credit Score – and the 10 Worst

Credit cards

International travel remains a high priority

Bank overdrafts

4 ways regulators should keep up with the global digital economy

Richard N. Pangburn Jul 19, 2021 0
Governments must learn to regulate digital industries without stifling innovation. Today's regulatory institutions are rooted in the 20th century and lack oversight broad enough to cope with the digital economy.…
Personal loans

5 costly mistakes to avoid when taking out a personal loan

Richard N. Pangburn Jul 19, 2021 0
All personal loans available in the market may not be the same in terms of associated costs and other aspects.Personal loans are often the preferred financing facility for cash strapped people, not only to meet their life goals, but also…
Credit cards

Digital Indians love Buy Now Pay Later credit

Richard N. Pangburn Jul 18, 2021 0
After two decades of innovation in financial services in India, one statistic stands out for its lack of scale: the number of unique credit card holders. At around 25-30 million, that figure has long been…
Corporate bonds

Ask Us: About Investments – The Hindu

Richard N. Pangburn Jul 18, 2021 0
Corporate and government bond options have also tended to beat comparable mutual fund options. Q. I plan to start SIP in the NPS Tier 2 account instead of investing in mutual funds. On redemption, how will capital gains be…
Personal loans

Used car prices soar, breaking 10-year record

Richard N. Pangburn Jul 18, 2021 0
Unless you live in a big city with an extensive and reliable public transport network, you probably need a car to get to work, run errands, and, well, just run.Now you probably know that you can save a lot of money by buying a used car…
Bank overdrafts

Westpac Banking: 07/18/2021 Westpac offers interest-free cash flow option for small business clients…

Richard N. Pangburn Jul 18, 2021 0
July 18, 2021 Westpac today announced a new measure to support existing small business clients with their cash flow needs, though revenues have…
Corporate bonds

What are the bond markets telling us about the US economy?

Richard N. Pangburn Jul 17, 2021 0
The Great Pandemic Recovery (2020-2021), a stimulus-driven recovery that brought the US economy back to life after a sharp downturn, will likely go down in history as one of the most dramatic macroeconomic events ever. registered, QNB…
Credit cards

How to save on your next vacation

Richard N. Pangburn Jul 17, 2021 0
For much of 2020 and into early 2021, hotels were virtually relinquishing rooms when occupancy rates were low. Now you will have to be prepared for sticker shock if you are trying to book a hotel stay in the near future.At the end of…
Peer to peer lending

Marketplace Lender Prosper implements new credit risk rating model, CH-R rating mix increases by 26%

Richard N. Pangburn Jul 17, 2021 0
Prosper, a peer-to-peer lending company that connects borrowers and investors with more than $ 17 billion in loans issued through its platform, shared its Performance update report for the month of June 2021. As stated in Prosper's report,…
Personal loans

Should I prepay a personal loan or write off my savings?

Richard N. Pangburn Jul 17, 2021 0
There are many reasons to borrow money through a personal loan, and the good news is that if you make monthly loan payments on time, the borrowing shouldn't hurt your credit score while you do. build up a large credit card balance. could…
Corporate bonds

The yield premium on riskier corporate bonds is near a low

Richard N. Pangburn Jul 16, 2021 0
The additional yield demanded by investors to hold corporate bonds lower rated than ultra-secure Treasuries has fallen a striking distance from all-time lows, a sign of investor appetite for riskier assets and the…
Bank overdrafts

Prosecution says Sheriff Mike Blakely is driven by financial desperation, defense says he’s no…

Richard N. Pangburn Jul 16, 2021 0
ATHENS, Alabama - Friday morning's opening statements by the prosecution and defense offered two entirely different images of Limestone County Sheriff Mike Blakely. Prosecutors described a desperate campaign by Blakely by moving…
Personal loans

Alabama files corruption case against 10-term sheriff, defense says “no shortage of…

Richard N. Pangburn Jul 16, 2021 0
For years, Limestone County Sheriff Mike Blakely deposited thousands of dollars of public money into his personal bank account because he had exceeded his account balance, a district attorney said today. 'State.Alabama prosecutors today…
Peer to peer lending

The harmonized European framework for consumer credit could have an impact on crowdfunding platforms

Richard N. Pangburn Jul 16, 2021 0
Recently the European Commission distributed a proposal on the harmonization of consumer credit. The proposal is being revised in light of the advent of the digitalization of consumer credit. To quote the information sheet distributed by…
Peer to peer lending

President Biden Issues Executive Order Encouraging CFPB to Act on Data Access 1033 and UDAAP |…

Richard N. Pangburn Jul 16, 2021 0
On July 9, 2021, President Biden signed an Executive Order (EO) important to the consumer financial services industry. The IB encourages the Director of the Consumer Financial Protection Bureau (CFPB or Bureau) to begin making rules under…
Credit cards

Indian bank RBL to issue Visa credit cards

Richard N. Pangburn Jul 16, 2021 0
Earlier this week, the Reserve Bank of India decided to ban Mastercard Asia / Pacific Pte. Ltd. of its network due to non-compliance with local data storage rules. As Business Standard noted, this news caused shares of RBL - a private…
Peer to peer lending

Assetz adds two directors to its transition team

Richard N. Pangburn Jul 16, 2021 0
Assetz Capital has hired two new relationship managers to its bridging team as it looks to grow its bridging loan portfolio in the coming months. The peer-to-peer lending platform has appointed Laleta Buctkuar and Colin!-->!-->…
Credit cards

‘Read the Fine Print’ and More Money Lessons for Millennials Approaching 40

Richard N. Pangburn Jul 16, 2021 0
Jokes that millennials are perpetual children age about as quickly as millennials themselves. With the oldest of our generation turning 40, lately we're less on rosé all day and more on term life insurance.…
Corporate bonds

MARC: Record gross AMS emissions likely in 2021 to fund stimulus

Richard N. Pangburn Jul 16, 2021 0
KUALA LUMPUR (July 16): Malaysian Rating Corp Bhd (MARC) said tax support aimed at mitigating the impact of stricter foreclosure measures resulted in a 3.5% increase in gross issuance of securities from Malaysian State (AMS) or Government…
Bank overdrafts

Strong demand for financing from northern SMEs, new survey reveals

Richard N. Pangburn Jul 16, 2021 0
Gary McDonald company editor July 16, 2021 1:00 AM!-->!-->!-->…
Personal loans

Radius, Now LendingClub, Revue de la Banque – Forbes Advisor

Richard N. Pangburn Jul 15, 2021 0
When people talk about online banking, there is a lot of overlap between the terms “online banking” and “fintech”. Radius, which now operates under the name…
Credit cards

Radisson Rewards Visa 2021 review – Forbes Advisor

Richard N. Pangburn Jul 15, 2021 0
Earn rewards The Radisson Rewards Visa card offers 3 Radisson Rewards points per dollar spent at over 1,100 Radisson locations worldwide and 1 point per dollar spent on all other…
Corporate bonds

NPS Tier 1 outperformed corporate debt funds: should you invest?

Richard N. Pangburn Jul 15, 2021 0
NPS Scheme C Tier-1 Over the past three years, HDFC Pension Fund and Aditya Birla Sun Life Pension Fund have been the top performers among all NPS Scheme C Tier-1 fund managers. The most recent returns can be…
Bank overdrafts

Best No ChexSystems Banks for 2021

Richard N. Pangburn Jul 14, 2021 0
When you go to open a bank account, the institution is likely to check your history to determine if there are any issues in your past. One of the ways they do this is by using ChexSystems. With ChexSystems, banks can see if you've…
Peer to peer lending

Robo.cash customers rank investment higher among spending priorities

Richard N. Pangburn Jul 14, 2021 0
Investing has become a priority for Robo.cash clients, according to the latest survey from the peer-to-peer lending platform. The Croatia-based platform, which operates across the EU and in Switzerland, surveyed 400 P2P!-->!-->…
Credit cards

How an influencer paid off $ 10,000 in Instagram debt in 18 months

Richard N. Pangburn Jul 14, 2021 0
Select's editorial team works independently to review financial products and write articles that our readers will find useful. We may receive a commission when you click on product links from our affiliate partners.While full-time…
Corporate bonds

Invesco Launches High Yield USD ESG Corporate Bond ETF | ETF Strategy

Richard N. Pangburn Jul 13, 2021 0
Invesco launched a new bond ETF offering socially responsible exposure to the high yield US dollar corporate bond market. Gary Buxton, Head of ETF EMEA and Indexed Strategies at Invesco. the Invesco USD High Yield…
Bank overdrafts

These 10 banks are rethinking overdraft fees. Here is why and how.

Richard N. Pangburn Jul 13, 2021 0
Since President Biden took office in January, several US banks have announced major business changes that will reduce the amount of income they generate from overdraft fees.Other banks have indicated they are reconsidering fees, which have…
Personal loans

Personal loans set to become largest credit segment, data shows household distress

Richard N. Pangburn Jul 13, 2021 0
Loans to individuals, or loans to individuals, may soon become the most important segment of the Indian credit market, removing the first place from industrial loans. Loans in the retail segment have gradually…
Credit cards

Broken windows, stolen credit cards from parked cars in Lava Island Falls

Richard N. Pangburn Jul 13, 2021 0
(Update: Video added, Deschutes County Sheriff's Office comments) Six of those break-ins to Deschutes County trailheads already this year BEND, Ore. (KTVZ) - A beautiful day by the Deschutes River ended in broken glass and…
Peer to peer lending

The next dark horse in DeFi loans: Wing Finance

Richard N. Pangburn Jul 12, 2021 0
The decentralized financing loan protocol, Wing Finances, has recently seen a resurgence of market attention. The project was created in August 2020 by the Ontology team, as reported on their website. Wing has been deployed on several…
Corporate bonds

Three ways to get more returns from your bond portfolio

Richard N. Pangburn Jul 12, 2021 0
It's a tough time for a bond investor. There is no denying that relatively reliable forms of fixed income pay meager interest these days.But it might ease the pain a bit if you can squeeze a little more return on your bond portfolio,…
Bank overdrafts

NZIER Shadow Board Experts Look For Signals From Reserve Bank Regarding The End Of Its Bond Purchase…

Richard N. Pangburn Jul 12, 2021 0
Business leaders, academics and economists this week are seeking firm leadership from the Reserve Bank on the future of its "money printing" - officially known as the large-scale asset purchase program ( LSAP). And they're also looking…
Personal loans

Personal Finance: What Does a Low, Constant Repo Rate Mean to Various Borrowers? | Bombay News

Richard N. Pangburn Jul 11, 2021 0
Loan-inclined borrowers were pleasantly surprised when the Reserve Bank of India (RBI) announced that its repo and repayment rates would remain unchanged at 4% and 3.5%, respectively. The decision, taken at the monetary policy review…
Credit cards

3 questions to ask before adding an authorized user to your credit card

Richard N. Pangburn Jul 11, 2021 0
When you have a credit card in your name, you usually have the option to add someone else as an authorized user. If you do this, the authorized user does not have to apply for a card themselves - they are simply added to your existing…
Peer to peer lending

Podcasts hit the Chinese youth scene

Richard N. Pangburn Jul 11, 2021 0
By Beiyi Seow A lesbian coming to terms with her sexuality, a village covering up abuse and dissection of the three-child policy - an explosion of Chinese podcasts battles social issues considered taboo under strict control of the…
Corporate bonds

Why Axis Banking & PSU Debt Fund is a good investment

Richard N. Pangburn Jul 10, 2021 0
When investing in debt funds, there are two key risks to check: credit risk and interest rate risk.A fund that invests significantly in the highest rated AAA and A1 + sovereign debt securities ranks among the best in terms of credit…
Credit cards

Traffic stop puts woman in jail for stealing credit cards

Richard N. Pangburn Jul 9, 2021 0
Wichita Falls Police arrested a woman after police found a "stack" of credit cards and identification documents.According to the police:Officers stopped a vehicle Friday morning on Holliday Road near 32nd Street. The passenger has been…
Bank overdrafts

Card demand at record levels; Encrypted cards are flourishing

Richard N. Pangburn Jul 9, 2021 0
Borrowing is back as auto loan registrations, credit cards hit record highs Americans are borrowing again, in some cases at levels not seen in more than a decade. According to Equifax, consumer demand for auto loans and rentals, general…
Personal loans

What you need to know when buying a home in a flood zone – Forbes Advisor

Richard N. Pangburn Jul 9, 2021 0
Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but this does not affect the opinions or ratings of our editors. There is a saying:…
Peer to peer lending

Is it time for us to sell our house?

Richard N. Pangburn Jul 9, 2021 0
Support local journalism. Unlock unlimited digital access to floridatoday.com for just $ 1 for six months.Q: What is going on with the house prices and should we sell our family home? We are strongly considering downsizing now that the…
Bank overdrafts

Free chequing accounts that don’t charge overdraft fees

Richard N. Pangburn Jul 9, 2021 0
Overdraft fees are back in the news, thanks to Senator Elizabeth Warren who asked JPMorgan CEO Jamie Dimon about the practice in May and Ally Bank who joined the list of institutions abandoning the practice in June.Banks usually charge an…
Corporate bonds

Do you remember Bobby Bonilla? Mets fans do. The same goes for public pension funds.

Richard N. Pangburn Jul 9, 2021 0
Text size Bobby Bonilla in 1999.…
Personal loans

Wells Fargo closes personal lines of credit

Richard N. Pangburn Jul 9, 2021 0
(CNN) - Wells Fargo has angered many customers by shutting down one of its popular credit products.The bank advised customers who use their personal lines of credit that there was no more money available for them.People who used this…
Credit cards

Tracy family say expanding child tax credit will help lift them out of poverty

Richard N. Pangburn Jul 9, 2021 0
Melinda Ramirez, her husband and four children - all under the age of 17 - have experienced fires, homelessness and uncertainty. After the fire, we had to live on all of our credit cards and were in deep debt. We…
Peer to peer lending

Peer-to-Peer (P2P) Lending Market Potential Growth, Share, Demand and Key Players Analysis –…

Richard N. Pangburn Jul 8, 2021 0
A new informative report entitled "Global Peer-to-Peer Lending (P2P) Market»Recently posted by Credible markets to its gigantic database that helps shape the future of businesses by making well-informed business decisions. It offers a…
Corporate bonds

The ECB strengthens its role in the fight against climate change

Richard N. Pangburn Jul 8, 2021 0
FRANKFURT, July 8 (Reuters) - The European Central Bank on Thursday unveiled plans to take climate change better into account in key monetary policy decisions, the latest in a series of measures taken by the world's largest central banks…
Personal loans

4 things to do before leaving your job to start a business

Richard N. Pangburn Jul 7, 2021 0
When you buy through our links, Insider may earn an affiliate commission. Learn more.Interested in starting your own business? You're not alone. Business start-ups have exploded since fall 2020,…
Bank overdrafts

Martin Lewis says millions of low-income families waste money on prepaid cards

Richard N. Pangburn Jul 7, 2021 0
MARTIN Lewis warned families using prepaid cards that they often come with expensive and unnecessary fees. He urged people to consider whether a basic bank account might be a cheaper way to manage daily expenses and pay bills in this…
Peer to peer lending

Size, Growth, Share, Trends, Key Players, Outlook & Forecast – IMARC Group – Rust…

Richard N. Pangburn Jul 7, 2021 0
According to the latest report of the IMARC group, entitled "Peer-to-peer (P2P) lending market share: Global Industry Trends, Size, Growth, Opportunities and Forecast 2021-2026 ”, The global peer to peer (P2P) lending market has…
Corporate bonds

Business News | Stock market and stock market news

Richard N. Pangburn Jul 7, 2021 0
!--header>!-->!-->!-->…
Bank overdrafts

Charges: A Wayzata Woman’s Personal Secretary Stole Nearly $ 1.5 Million From Her

Richard N. Pangburn Jul 6, 2021 0
Credit: Ken Teegardin via FlickrA woman's personal secretary Wayzata is accused of stealing nearly $ 1.5 million from her in the years leading up to her death. Cynthia Lou Carley, 63, of Branson, Missouri, is charged with six counts of!-->…
Personal loans

4 times you might want to make a small down payment on a car

Richard N. Pangburn Jul 6, 2021 0
Taking out a personal loan or an auto loan is an important decision. Because of the interest charges, it's often a good idea to put down the largest down payment on a car that you can afford. However, in some situations it may make sense…
Credit cards

While you shop online, e-skimmers are looking for your credit card number

Richard N. Pangburn Jul 5, 2021 0
You may have heard scammers use gas station pumps to steal credit or debit card numbers, but it can also happen when checking out while shopping online. There is. This cybercrime, known as virtual electronic skimming or form…
Peer to peer lending

Twino to introduce investor suitability tests

Richard N. Pangburn Jul 5, 2021 0
Twino is preparing to introduce suitability and suitability assessments for investors starting next week as it moves closer to obtaining an investment brokerage license. The European peer-to-peer lender applied for an!-->!-->…
Corporate bonds

Big investors warn Australia about climate change

Richard N. Pangburn Jul 5, 2021 0
“A larger discount would also be justified for the additional risk of investing in companies with less growth prospects and subject to higher external costs - such as carbon pricing - if they lag behind global…
Bank overdrafts

SERAP sues Buhari over overdrafts of N9.7 trillion taken from the Central Bank of Nigeria

Richard N. Pangburn Jul 4, 2021 0
The Socio-Economic Rights and Responsibility Project (SERAP) filed a lawsuit, asking the court "to compel President Muhammadu Buhari to disclose the details of spending on overdrafts and loans obtained from the Central Bank of Nigeria (CBN…
Personal loans

Today’s Mortgage and Refinance Rate: July 4, 2021

Richard N. Pangburn Jul 4, 2021 0
Current mortgage ratesMoney.com conventional rates; RedVentures government guaranteed rates.Current refinancing ratesMoney.com conventional rates; RedVentures government guaranteed rates.How mortgage…
Credit cards

Playing the game to earn airline miles, credit card rewards may pay off for savvy travelers

Richard N. Pangburn Jul 4, 2021 0
For the past year or so, travelers' concerns about airline miles and credit card points were unresolved. The same goes for most international travel - just ditched. But banks and airlines have stepped up their campaigns as…
Peer to peer lending

What is SRI investing? | MyWalletHero

Richard N. Pangburn Jul 3, 2021 0
If you are an investor, you are in the game for making money, but that doesn't mean you have to give up your values. With socially responsible investing (SRI), you can defend your values, support the sectors that interest you while making…
Corporate bonds

Did you do enough to avoid the retirement planning crisis?

Richard N. Pangburn Jul 3, 2021 0
Harvard business review (HBR) issued a terrible warning seven years ago. Most Americans don't know how to implement a retirement strategy that addresses the most serious risk-income insecurity.…
Personal loans

Financial literacy: what is it and why it is so important

Richard N. Pangburn Jul 2, 2021 0
Besides breathing, one of the few everyday realities we all share is managing our finances. Whether it's paying your rent on time at 25 or trying to buy that beachfront home at 65, money is one of the few constants at every stage of your…
Bank overdrafts

Free checking account owned by Hispanic Americans

Richard N. Pangburn Jul 2, 2021 0
The bottom line: You might like Ocean Bank if you live in South Florida, want to work with a Spanish American bank, and are looking for a free checking account.Global review of the bankAdvantages and…
Credit cards

Chase Freedom Flex and Unlimited 5% Grocery Cashback Offer, $ 200 Bonus

Richard N. Pangburn Jul 2, 2021 0
Select's editorial team works independently to review financial products and write articles that our readers will find useful. We may receive a commission when you click on product links from our affiliate partners.After paying rent or a…
Corporate bonds

CONDITIONS OF PURCHASE OF CORPORATE BONDS

Richard N. Pangburn Jul 2, 2021 0
Tender procedure, 2021-07-07ObligationsBonds issued in SEK by Swedish non-financial companies.The following bonds are eligible for delivery: TEKNISKA VERKEN LINDKOPI: SE0013104478, 2023-09-12VATTENFALL AB: XS0371797522,…
Peer to peer lending

P2P leaders highlight challenges of venture capital finance

Richard N. Pangburn Jul 2, 2021 0
The bosses of the peer-to-peer lending platform denounced the venture capital (VC) firms' approach to investing and deemed it incompatible with the industry. Venture capital firms typically invest in start-ups that they!-->!-->…
Personal loans

Can You Use Student Loans For Living Expenses? – Councilor Forbes

Richard N. Pangburn Jul 2, 2021 0
Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but this does not affect the opinions or ratings of our editors. Compare…
Credit cards

Nine fines for overcharging credit card users

Richard N. Pangburn Jul 2, 2021 0
“A payment surcharge is excessive and against the law if it exceeds the costs to the payment processing company,” said ACCC Vice President Mick Keogh.“While the average additional cost…
Bank overdrafts

The future of bank overdraft fees

Richard N. Pangburn Jul 1, 2021 0
Bank overdraft fees have been on the rise for many years as income volatility increases and more Americans live paycheck to paycheck. Federal bank regulators have done little to help U.S. families, failing to speed up the U.S. payments…
Peer to peer lending

CrowdProperty launches third crowdfunding campaign

Richard N. Pangburn Jul 1, 2021 0
CrowdProperty is planning a third fundraising campaign on Seedrs. The peer-to-peer real estate lender is listed among the upcoming projects on the equity crowdfunding platform. The list doesn't give any details about!-->!-->…
Corporate bonds

Eeny, Meeny, Miny, Muse; Which LIBOR alternative should I choose?

Richard N. Pangburn Jul 1, 2021 0
By now, most, if not all, participants in the financial markets know that the recommended alternative for the London Interbank Offered Rate ("LIBOR") for the US dollar is the guaranteed overnight finance rate ( "SOFR"). Many also know…
Bank overdrafts

Huntington strengthens customer safety net with early access to paychecks

Richard N. Pangburn Jul 1, 2021 0
The news: Huntington will allow you to customers access direct deposits, including paychecks, up to two days in advance thanks to a new free feature, Advance payment. The new functionality is available to customers who have systematically…
Credit cards

Paying off credit card debt with a personal loan can save you $ 700 in interest

Richard N. Pangburn Jun 30, 2021 0
Having trouble paying off your credit cards? A personal loan can help you lower your monthly payments, save on interest, and pay off your debt faster. (iStock) Carrying over month-to-month credit card debt can dramatically…
Personal loans

Why prefer to pay later than a personal loan?

Richard N. Pangburn Jun 30, 2021 0
Last minute fund needs and the need to have cash on hand to cover additional expenses without taking out a loan from friends and family are always welcome. Fortunately, if your credit score is good, you can still access personal loans…
Peer to peer lending

Brazilian Banks See Evolution of Mobile Channels During Covid-19

Richard N. Pangburn Jun 30, 2021 0
Mobile banking hit an all-time high in Brazil in 2020 as broader developments boost channel adoption during the Covid-19 pandemic, research…
Bank overdrafts

NorthOne SME banking app ends overdraft fees

Richard N. Pangburn Jun 29, 2021 0
Share Tweeter Share Share Share E-mail !--social-sharing-top-->…
Personal loans

Using a HELOC for Business: Risks and Considerations

Richard N. Pangburn Jun 29, 2021 0
Editorial independenceWe want to help you make more informed decisions. Certain links on this page - clearly marked - may direct you to a partner website and earn us a referral commission. For more information, see How we make…
Credit cards

New AmEx and Delta Limited Time Offer: Earn Additional Delta Miles

Richard N. Pangburn Jun 29, 2021 0
Editorial independenceWe want to help you make more informed decisions. Certain links on this page - clearly marked - may direct you to a partner website and earn us a referral commission. For more information, see How we make…
Corporate bonds

The power of compound interest explained • Benzinga

Richard N. Pangburn Jun 28, 2021 0
Earning interest remains one of the cornerstones of investing and allows you to earn passive income by placing your money in interest-bearing securities or accounts. Compound interest allows you to increase the value of funds held…
Personal loans

CFPB issues new rule to prevent wave of post-Covid foreclosures – Forbes Advisor

Richard N. Pangburn Jun 28, 2021 0
Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but this does not affect the opinions or ratings of our editors. The Consumer…
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  • first settlement with non-bank lender illustrates DOJ’s commitment to its ‘anti-redlining initiative’ | K&L Gates LLP

  • The WTW index shows a rather positive second quarter for global pension funds

  • 297,000 current accounts opened with Irish banks this year

  • The 10 Best Cities to Build Your Credit Score – and the 10 Worst

  • International travel remains a high priority

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