Head-to-head survey: Private Bancorp of America (OTCMKTS: PBAM) and ING Groep (NYSE: ING)


Private Bank of America (OTCMKTS: PBAMGet a rating) and ING Group (NYSE:INGGet a rating) are both finance companies, but which company is superior? We’ll compare the two companies based on their dividend strength, earnings, valuation, risk, analyst recommendations, profitability, and institutional ownership.

Profitability

This table compares the net margins, return on equity and return on assets of Private Bancorp of America and ING Groep.

Net margins Return on equity return on assets
Private Bancorp of America 28.86% N / A N / A
ING Group 23.05% 7.77% 0.43%

Analyst Notes

This is a summary of the current ratings and price targets for Private Bancorp of America and ING Groep, as provided by MarketBeat.

Sales Ratings Hold odds Buy reviews Strong buy odds Rating
Private Bancorp of America 0 0 1 0 3.00
ING Group 0 4 6 0 2.60

Private Bancorp of America currently has a consensus target price of $29.00, indicating a potential upside of 0.00%. ING Groep has a consensus target price of $12.97, indicating upside potential of 28.18%. Given ING Groep’s likely higher upside, analysts clearly think ING Groep is more favorable than Private Bancorp of America.

Valuation and benefits

This table compares the revenue, earnings per share (EPS) and valuation of Private Bancorp of America and ING Groep.

Gross revenue Price/sales ratio Net revenue Earnings per share Price/earnings ratio
Private Bancorp of America $74.70 million 2.17 $20.75 million $4.05 7.16
ING Group $21.88 billion 1.80 $7.04 billion $1.28 7.91

ING Groep has higher revenue and profit than Private Bancorp of America. Private Bancorp of America trades at a lower price-to-earnings ratio than ING Groep, indicating that it is currently the more affordable of the two stocks.

Volatility and risk

Private Bancorp of America has a beta of 0.24, indicating that its stock price is 76% less volatile than the S&P 500. In comparison, ING Groep has a beta of 1.74, indicating that its stock price is 74% more volatile than the S&P 500.

Institutional and insider ownership

5.7% of the shares of Private Bancorp of America are held by institutional investors. In comparison, 9.3% of ING Groep shares are held by institutional investors. Strong institutional ownership indicates that large fund managers, hedge funds, and endowments believe a stock is poised for long-term growth.

Summary

ING Groep beats Private Bancorp of America on 9 of the 13 factors compared between the two stocks.

Private Bancorp of America Company Profile (Get a rating)

Private Bancorp of America, Inc. operates as a bank holding company for CalPrivate Bank which provides personal and business banking products and services in California. The Company’s personal banking services include personal checking and savings accounts, money market, certificates of deposit and retirement accounts; personal lines of credit and term loans; additional services, such as direct deposits, online banking, ATM/debit cards, credit cards, savings/line of credit overdraft protection and safe deposit boxes; and deposit account certificate registration services. Its business banking services include business checking and savings accounts, sweepstakes accounts; and business services including cash management, merchant card, bill payment, positive payment, electronic statement, remote deposit capture, wire transfer services, electronic payments and collections, acceptance of electronic checks, account reconciliation, safe deposit box and gift and business credit cards, as well as funds management services. The company also offers commercial real estate, small business administration, construction, equipment and business expansion loans, as well as working capital lines of credit and letters of credit. The company has offices in La Jolla, San Diego, Coronado, Newport Beach, Beverly Hills, El Segundo, Temecula, Mission Valley and Redlands. Private Bancorp of America, Inc. was founded in 2006 and is headquartered in La Jolla, California.

ING Group Company Profile (Get a rating)

ING Groep NV, a financial institution, offers various banking products and services in the Netherlands, Belgium, Germany, Poland, the rest of Europe, North America, Latin America, Asia and Australia . It operates in six segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, Wholesale Banking and Corporate Line Banking. The company accepts various deposits, such as checking accounts and savings accounts; and offers business lending products, as well as consumer lending products, such as residential mortgages, term loans, and revolver and personal loans. It also provides debt capital market, working capital, export finance, day-to-day banking, treasury and risk, and corporate finance solutions; and specialty lending, equity markets, finance, payments and cash management, and business services and solutions, as well as savings, investment, insurance, mortgage and digital banking services. The company serves customers, businesses and financial institutions, including small and medium-sized businesses and medium-sized businesses. ING Groep NV was founded in 1762 and is headquartered in Amsterdam, the Netherlands.



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