I need the money, I need the money right away – there is no Croat who has not thought of it at least once. In an ideal world, each of us, with a regular salary, manages to save something, so he does not have to borrow from the others when he runs low. But the fact is that most Croatian citizens live on the brink of poverty and that the cost of living far exceeds the household budget.
Even those who have grown accustomed to drawing the impossible from the home budget over the years are not prepared for emergencies that require more cash.
And before you think about how to borrow money quickly, keep in mind that in order to make that decision, you need to know the state of your finances. It is recommended to create a table of income and expenses, because this is the only way to find out where your money is leaking. It is not uncommon for places where you least hope, such as unnecessary membership fees that you do not even use or unplanned grocery shopping that eventually expires. If necessary, get rid of credit cards you may not use, but still pay a monthly or annual fee to use them.
All of these little things are empty and a home budget already emptied that can’t handle even everyday life, let alone an emergency like an unplanned trip, godfather, wedding or unpredictable medical tests.
Fast borrowing money from family
The first to turn to when we need a quick loan of money is our loved ones, family and friends. Such quick borrowing of money entails a number of problems of a social nature. On the one hand, we are in a situation to admit to our loved ones that we do not have enough money, and on the other, we can expect condemnation. Some will think that you do not have enough money and you are making quite decent money. Which means if you borrow money that way, you can expect your relationship to change irreversibly. And to expect something else is not at all realistic.
Therefore, before any transaction of money, you should act as if it were a business collaboration, no matter how sensible it may seem at that moment. Define clearly the amount, repayment plan, interest and currency. This will ensure that if any installments are late or the repayment of the debt is completely stopped.
Banks and Credit Lenders: How to get a quick money loan?
Many, because of these situations or in order to avoid them, immediately decide to try their luck at banks and credit houses. There is no place to shame and question what they are spending their money on, and that is important to people when they need a quick loan of money . They do not want to listen to anyone’s judgment, but to solve their problems as soon as possible and to repay their debts with equal speed.
Banks and lending companies borrow less money with minimal documentation. Which means that in most cases the money can be reached within 24 hours of the application. This is especially true for quick loans and loans that are characterized by smaller sums of money and online access to them. Such financial products, which both banks and lending companies have in their offer, are extremely popular and sought after as they entail a quick loan of money with minimal complications.
All documentation is sent online, which means that there are no long queues and waste of valuable time that you could spend a lot smarter, such as part-time work.